An all you need to know, handy
six page brochure which includes four performance features, details of the plan, eligibility, crediting options and rider information.
Consumer Product Guide
A twelve page brochure detailing legacy planning, the electronic application, the tax-free benefit chassis, issue ages,
risk classes, safety features, cash value growth and interest crediting options.
Download a pdf of Paul's case study here.
Get To Know Paul
Paul is a 60-year-old male who is a healthy non-tobacco user.
Paul’s Goals: Pass money to his kids in a tax-efficient manner while also having competitive growth and access – just in case he needs the money later.
Solution: United Life’s LegacyAccel™ IUL, which provides the potential for strong cash value accumulation, penalty-free liquidity and more.
$100,000 single premium, all allocated to S&P 500® MARC 5% Excess Return Index with 140% Participation.
$180,000 initial specified amount for a Standard Non-Nicotine rate class with no withdrawals or policy changes.
Calculations are based on non-guaranteed elements, including back-tested MARC 5 Index values from the last 20 years (12/31/2000 to 12/31/2021). Actual results may vary.
More Features: A Living Benefit Rider may be included for chronic illness benefits, AND a minimum return of 2.5% may be provided with the Accumulated Value Roll-Up Rider.
The S&P® MARC 5% Excess Return Index are products of S&P Dow Jones Indices, LLC, a division of S&P Global, or its affiliates ("SPDJI") and have been licensed for use by United Life Insurance Company. Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC, a division of S&P Global ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"). United Life Insurance Company's insurance products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Price Return Index and S&P® MARC 5% Excess Return Index. Benefits are only generally described here and require underwriting approval. Product and rider availability may vary by state. Please read the policy for exact details on benefits and exclusions. If there is a discrepancy between the product as it is generally described here and the policy or rider issued to you, the provisions of the policy or rider will prevail. Product issued by United Life Insurance Company. ICC20 FPIUL-BC